Decision-ready underwriting, without the headcount.
AFP assesses your deals against your credit policy, then delivers the analysis, compliance, and paperwork your credit committee needs. Our lending infrastructure handles the data and documents; our underwriters apply the judgement. You keep every decision.
Our systems handle the data and documents, our people prepare the case, and the decision stays with you.
The lending infrastructure we built reads documents, extracts data, runs policy checks, and flags risk, so our underwriters can focus on the analysis that matters and hand you a decision-ready case.
Everything between application and decision
- 01
Infrastructure-enabled deal analysis
Our systems read documents, extract key data points, and surface risk metrics, which our underwriters review and interpret.
- 02
Assessment against your policy
We configure our analysis to your credit appetite and lending criteria, and assess every deal against it.
- 03
Borrower appraisal
Suitability and creditworthiness of the prospective borrower, properly assessed.
- 04
KYC/AML & screening
Identity, sanctions, PEP, and adverse-media checks with full documentation.
- 05
Planning & market intelligence
Planning data for development loans, property valuations, and location analysis pulled into the case file.
- 06
Suggested covenants
By loan type (bridging, light refurb, heavy refurb, ground-up), appropriate covenants recommended for your review.
- 07
Credit committee packs
Decision-ready packs prepared to your format.
- 08
Term sheet preparation
Term sheets produced and ready to issue on approval.
From application to decision-ready
Deal intake
Applications reach us via your channels or through our own origination. We capture every required field and flag missing information before assessment.
Infrastructure-enabled assessment
Our systems evaluate the deal against your policy and produce a structured risk report with flagged exceptions and comparable evidence, reviewed by our underwriters.
Compliance & verification
KYC/AML, identity verification, sanctions screening, and source-of-funds documentation, completed and evidenced.
Decision-ready handover
You receive the assessment, the committee pack, and, on approval, the term sheet. You apply judgement and record the decision. The call is always yours.
Underwriting, on demand
Book a call and walk through a real deal, from intake to term sheet.
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